Next step is to establish how much a bank will believe that you can afford. All the banks have their own lending criteria, there are some similarities that allow you to apply a rule of thumb. Assuming you have a monthly surplus, then add that surplus to your current...
The location of your property is the most important decision a home buyer can make. Location influences your lifestyle, your status in the community, your convenience to work, shops, schools, recreation facilities, security etc. The idea is to pay as little as...
Typically young families that are considering buying their first home are also only starting out in their careers. They are paying off that first or second car, furnishing home etc. It stands to reason that cost will be a major factor. To this end flats and sectional...
I love the metaphor of the Property Ladder to describe the process of residential property ownership. It describes the ability to climb both economically and socially. I recall my own tentative steps onto the property ladder. The promise of growing my wealth, adding...
